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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,552 | $77,920-82.6% | $149,723-90.9% | $75,177-82.0% |
| Participation rate | 86.8% | 65.6%+21.2pp | 78.8%+8.0pp | 67.2%+19.6pp |
| Annual return | 19.08% | 31.72%-12.6pp | 134.50%-115.4pp | 160.75%-141.7pp |
| Employer contribution / active EE | $1,911 | $3,138-39.1% | $4,821-60.4% | $2,671-28.5% |
| Participant deferral / active EE | $3,201 | $3,411-6.2% | $5,682-43.7% | $4,126-22.4% |
| Admin fee / account holder | $648 | $5,951-89.1% | $13,215-95.1% | $5,651-88.5% |