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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,080 | $81,358-80.2% | $155,556-89.7% | $80,959-80.1% |
| Participation rate | 91.9% | 66.3%+25.7pp | 78.2%+13.7pp | 67.7%+24.3pp |
| Annual return | 15.44% | 33.39%-17.9pp | 64.84%-49.4pp | 35.67%-20.2pp |
| Employer contribution / active EE | $1,924 | $3,106-38.1% | $4,675-58.9% | $2,757-30.2% |
| Participant deferral / active EE | $3,386 | $3,455-2.0% | $5,631-39.9% | $4,300-21.3% |
| Admin fee / account holder | $1,019 | $7,994-87.3% | $15,885-93.6% | $6,925-85.3% |