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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,730 | $97,761-76.7% | $83,850-72.9% | $135,382-83.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -11.03% | 1287.44%-1298.5pp | 850.92%-862.0pp | 519.77%-530.8pp |
| Employer contribution / active EE | $4,371 | $4,222+3.5% | $3,631+20.4% | $4,779-8.5% |
| Participant deferral / active EE | $1,223 | $4,682-73.9% | $4,082-70.0% | $5,609-78.2% |
| Admin fee / account holder | $5,272 | $6,674-21.0% | $5,478-3.8% | $10,829-51.3% |