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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,503 | $109,411-71.2% | $89,435-64.8% | $158,982-80.2% |
| Participation rate | 75.0% | 74.3%+0.7pp | 68.0%+7.0pp | 82.0%-7.0pp |
| Annual return | 14.75% | 345.68%-330.9pp | 245.55%-230.8pp | 302.99%-288.2pp |
| Employer contribution / active EE | $3,599 | $3,173+13.4% | $2,587+39.1% | $4,763-24.4% |
| Participant deferral / active EE | $3,437 | $4,600-25.3% | $3,890-11.6% | $5,983-42.6% |
| Admin fee / account holder | $1,443 | $6,159-76.6% | $4,884-70.5% | $11,252-87.2% |