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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,810 | $160,040+177.9% | $147,096+202.4% | $145,877+204.9% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 16.56% | 98.49%-81.9pp | 419.75%-403.2pp | 551.28%-534.7pp |
| Employer contribution / active EE | $8,782 | $5,289+66.0% | $4,936+77.9% | $4,663+88.3% |
| Participant deferral / active EE | $16,543 | $8,429+96.3% | $8,071+105.0% | $6,691+147.3% |
| Admin fee / account holder | $17,206 | $15,050+14.3% | $13,005+32.3% | $13,402+28.4% |