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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,810 | $160,070+177.9% | $147,117+202.4% | $145,897+204.9% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 16.56% | 98.69%-82.1pp | 420.54%-404.0pp | 552.29%-535.7pp |
| Employer contribution / active EE | $8,782 | $5,285+66.2% | $4,932+78.0% | $4,663+88.3% |
| Participant deferral / active EE | $16,543 | $8,419+96.5% | $8,065+105.1% | $6,689+147.3% |
| Admin fee / account holder | $17,206 | $15,035+14.4% | $12,993+32.4% | $13,390+28.5% |