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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,224 | $185,312+6.4% | $161,489+22.1% | $154,746+27.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.58% | 103.84%-84.3pp | 89.72%-70.1pp | 172.34%-152.8pp |
| Employer contribution / active EE | $14,679 | $4,769+207.8% | $4,268+243.9% | $4,379+235.2% |
| Participant deferral / active EE | $12,668 | $6,350+99.5% | $5,630+125.0% | $6,730+88.2% |
| Admin fee / account holder | $368 | $18,654-98.0% | $16,006-97.7% | $14,365-97.4% |