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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,224 | $172,111+14.6% | $150,298+31.2% | $137,256+43.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 19.58% | 69.37%-49.8pp | 62.79%-43.2pp | 220.34%-200.8pp |
| Employer contribution / active EE | $14,679 | $4,636+216.6% | $4,154+253.4% | $4,156+253.2% |
| Participant deferral / active EE | $12,668 | $6,166+105.5% | $5,453+132.3% | $6,407+97.7% |
| Admin fee / account holder | $368 | $16,471-97.8% | $14,116-97.4% | $12,270-97.0% |