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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,726 | $202,463+11.5% | $169,397+33.3% | $139,487+61.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 20.46% | 532.64%-512.2pp | 406.23%-385.8pp | 373.84%-353.4pp |
| Employer contribution / active EE | $4,364 | $4,694-7.0% | $4,013+8.8% | $4,755-8.2% |
| Participant deferral / active EE | $13,188 | $6,941+90.0% | $6,223+111.9% | $6,713+96.5% |
| Admin fee / account holder | $4,654 | $10,726-56.6% | $9,017-48.4% | $11,407-59.2% |