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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,543 | $197,819-62.8% | $155,789-52.8% | $125,389-41.3% |
| Participation rate | 57.1% | 82.1%-24.9pp | 76.1%-19.0pp | 83.2%-26.0pp |
| Annual return | -3.21% | 86.73%-89.9pp | 71.54%-74.7pp | 282.24%-285.4pp |
| Employer contribution / active EE | $6,494 | $4,850+33.9% | $3,839+69.2% | $4,866+33.5% |
| Participant deferral / active EE | $5,700 | $5,631+1.2% | $4,798+18.8% | $5,352+6.5% |
| Admin fee / account holder | $0 | $9,544-100.0% | $7,477-100.0% | $9,541-100.0% |