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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,959 | $114,093-59.7% | $96,171-52.2% | $167,536-72.6% |
| Participation rate | 70.0% | 75.1%-5.1pp | 68.4%+1.6pp | 82.1%-12.1pp |
| Annual return | 15.09% | 190.00%-174.9pp | 192.04%-177.0pp | 478.82%-463.7pp |
| Employer contribution / active EE | $3,339 | $3,429-2.6% | $2,799+19.3% | $4,839-31.0% |
| Participant deferral / active EE | $10,745 | $5,197+106.8% | $4,350+147.0% | $6,342+69.4% |
| Admin fee / account holder | $1,498 | $6,899-78.3% | $5,538-73.0% | $12,315-87.8% |