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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,197 | $167,353+20.8% | $143,797+40.6% | $134,545+50.3% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -22.16% | 0.48%-22.6pp | -0.04%-22.1pp | 418.37%-440.5pp |
| Employer contribution / active EE | $4,483 | $5,620-20.2% | $4,952-9.5% | $4,742-5.4% |
| Participant deferral / active EE | $5,923 | $6,447-8.1% | $5,638+5.1% | $6,401-7.5% |
| Admin fee / account holder | $1,059 | $18,096-94.1% | $14,679-92.8% | $11,431-90.7% |