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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,450 | $183,592+68.6% | $155,567+98.9% | $145,959+112.0% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 11.98% | 61.24%-49.3pp | 64.74%-52.8pp | 561.95%-550.0pp |
| Employer contribution / active EE | $12,400 | $5,315+133.3% | $4,674+165.3% | $4,661+166.0% |
| Participant deferral / active EE | $8,865 | $6,464+37.1% | $5,628+57.5% | $6,689+32.5% |
| Admin fee / account holder | $9,806 | $19,318-49.2% | $15,916-38.4% | $13,398-26.8% |