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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,537 | $160,040-94.0% | $147,096-93.5% | $145,877-93.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.21% | 98.49%-79.3pp | 419.75%-400.5pp | 551.28%-532.1pp |
| Employer contribution / active EE | $2,134 | $5,289-59.7% | $4,936-56.8% | $4,663-54.2% |
| Participant deferral / active EE | $4,941 | $8,429-41.4% | $8,071-38.8% | $6,691-26.1% |
| Admin fee / account holder | $1,052 | $15,050-93.0% | $13,005-91.9% | $13,402-92.1% |