Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,454 | $27,936-94.8% | $58,561-97.5% | $75,173-98.1% |
| Participation rate | 68.2% | 38.8%+29.3pp | 50.9%+17.3pp | 67.2%+1.0pp |
| Annual return | 11.33% | 44.21%-32.9pp | 4251.33%-4240.0pp | 160.72%-149.4pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $734 | $1,202-38.9% | $1,923-61.8% | $4,126-82.2% |
| Admin fee / account holder | $409 | $1,727-76.3% | $2,520-83.8% | $5,651-92.8% |