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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,652 | $181,062+42.9% | $158,223+63.5% | $155,188+66.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 19.13% | 57.39%-38.3pp | 52.09%-33.0pp | 148.84%-129.7pp |
| Employer contribution / active EE | $2,958 | $4,565-35.2% | $4,109-28.0% | $4,248-30.4% |
| Participant deferral / active EE | $4,631 | $6,134-24.5% | $5,467-15.3% | $6,531-29.1% |
| Admin fee / account holder | $2,760 | $18,825-85.3% | $16,047-82.8% | $14,480-80.9% |