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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,608 | $58,493-61.4% | $84,021-73.1% | $72,975-69.0% |
| Participation rate | 60.6% | 61.2%-0.6pp | 69.0%-8.4pp | 69.5%-8.9pp |
| Annual return | 24.41% | 28.93%-4.5pp | 71.32%-46.9pp | 81.01%-56.6pp |
| Employer contribution / active EE | $2,093 | $1,163+79.9% | $1,984+5.5% | $2,440-14.2% |
| Participant deferral / active EE | $3,693 | $2,394+54.3% | $3,239+14.0% | $3,608+2.4% |
| Admin fee / account holder | $147 | $4,569-96.8% | $6,102-97.6% | $5,124-97.1% |