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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,931 | $110,379-63.8% | $102,412-61.0% | $145,884-72.6% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 20.78% | 24.84%-4.1pp | 24.94%-4.2pp | 551.85%-531.1pp |
| Employer contribution / active EE | $4,078 | $4,216-3.3% | $3,870+5.4% | $4,662-12.5% |
| Participant deferral / active EE | $17,256 | $5,622+207.0% | $5,060+241.0% | $6,690+158.0% |
| Admin fee / account holder | $77 | $9,745-99.2% | $8,388-99.1% | $13,392-99.4% |