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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,152 | $117,829-73.6% | $102,423-69.6% | $145,877-78.6% |
| Participation rate | 83.3% | 78.6%+4.7pp | 76.5%+6.8pp | 80.3%+3.0pp |
| Annual return | 14.27% | 31.83%-17.6pp | 29.42%-15.2pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,183 | $3,615-67.3% | $3,023-60.9% | $4,663-74.6% |
| Participant deferral / active EE | $2,224 | $5,732-61.2% | $5,054-56.0% | $6,691-66.8% |
| Admin fee / account holder | $5,526 | $13,335-58.6% | $9,455-41.5% | $13,402-58.8% |