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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,915 | $109,905-41.8% | $98,506-35.1% | $167,553-61.9% |
| Participation rate | 72.7% | 75.8%-3.1pp | 73.3%-0.6pp | 82.1%-9.4pp |
| Annual return | 14.34% | 1960.20%-1945.9pp | 1494.92%-1480.6pp | 478.89%-464.6pp |
| Employer contribution / active EE | $1,723 | $3,226-46.6% | $2,961-41.8% | $4,840-64.4% |
| Participant deferral / active EE | $7,431 | $4,674+59.0% | $4,277+73.7% | $6,343+17.2% |
| Admin fee / account holder | $917 | $6,760-86.4% | $5,955-84.6% | $12,316-92.6% |