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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,817 | $133,981-51.6% | $112,249-42.3% | $134,532-51.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -11.59% | 47.16%-58.8pp | 27.48%-39.1pp | 418.27%-429.9pp |
| Employer contribution / active EE | $8,381 | $4,040+107.5% | $3,636+130.5% | $4,741+76.8% |
| Participant deferral / active EE | $6,363 | $5,292+20.2% | $4,729+34.5% | $6,401-0.6% |
| Admin fee / account holder | $15,229 | $7,492+103.3% | $6,412+137.5% | $11,429+33.3% |