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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,350 | $110,410-35.4% | $102,437-30.3% | $145,897-51.1% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 9.16% | 24.85%-15.7pp | 24.95%-15.8pp | 552.29%-543.1pp |
| Employer contribution / active EE | $5,313 | $4,217+26.0% | $3,871+37.3% | $4,663+14.0% |
| Participant deferral / active EE | $8,446 | $5,622+50.2% | $5,060+66.9% | $6,689+26.3% |
| Admin fee / account holder | $930 | $9,745-90.5% | $8,388-88.9% | $13,390-93.1% |