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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $11,059 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,800 | $65,092-83.4% | $143,799-92.5% | $66,938-83.9% |
| Participation rate | 93.9% | 65.2%+28.7pp | 80.3%+13.6pp | 69.8%+24.1pp |
| Annual return | -18.25% | -11.14%-7.1pp | -0.04%-18.2pp | 1.58%-19.8pp |
| Employer contribution / active EE | $1,509 | $2,362-36.1% | $4,952-69.5% | $2,545-40.7% |
| Participant deferral / active EE | $3,806 | $2,920+30.3% | $5,638-32.5% | $4,238-10.2% |
| Admin fee / account holder | $58 | $502-88.5% | $14,677-99.6% | $594-90.2% |