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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,538 | $160,070-45.9% | $147,117-41.2% | $145,897-40.7% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 16.00% | 98.69%-82.7pp | 420.54%-404.5pp | 552.29%-536.3pp |
| Employer contribution / active EE | $12,728 | $5,285+140.9% | $4,932+158.1% | $4,663+173.0% |
| Participant deferral / active EE | $14,939 | $8,419+77.4% | $8,065+85.2% | $6,689+123.3% |
| Admin fee / account holder | $13,836 | $15,035-8.0% | $12,993+6.5% | $13,390+3.3% |