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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,692 | $44,850-73.9% | $60,547-80.7% | $59,633-80.4% |
| Participation rate | 86.4% | 59.5%+26.9pp | 68.0%+18.4pp | 68.7%+17.7pp |
| Annual return | -1.29% | 1074.14%-1075.4pp | 335.64%-336.9pp | 2041.40%-2042.7pp |
| Employer contribution / active EE | $1,616 | $1,462+10.5% | $2,419-33.2% | $2,203-26.6% |
| Participant deferral / active EE | $3,206 | $2,230+43.8% | $3,328-3.7% | $3,192+0.4% |
| Admin fee / account holder | $547 | $3,635-84.9% | $4,536-87.9% | $4,297-87.3% |