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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,892 | $209,425-77.6% | $178,499-73.7% | $158,966-70.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.64% | 188.80%-176.2pp | 151.10%-138.5pp | 302.95%-290.3pp |
| Employer contribution / active EE | $5,889 | $5,707+3.2% | $5,011+17.5% | $4,762+23.6% |
| Participant deferral / active EE | $5,764 | $5,955-3.2% | $5,202+10.8% | $5,983-3.7% |
| Admin fee / account holder | $1,358 | $17,078-92.0% | $13,986-90.3% | $11,250-87.9% |