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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,646 | $148,623-58.5% | $135,974-54.7% | $139,466-55.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.05% | 79.30%-64.2pp | 68.30%-53.3pp | 373.66%-358.6pp |
| Employer contribution / active EE | $5,756 | $5,246+9.7% | $4,859+18.5% | $4,754+21.1% |
| Participant deferral / active EE | $7,676 | $8,103-5.3% | $7,760-1.1% | $6,712+14.4% |
| Admin fee / account holder | $3,391 | $12,406-72.7% | $10,767-68.5% | $11,409-70.3% |