See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
RENASANT BANK2+ years Service code 21 209 TROY ST · TUPELO, MS 38802 | Bank Trustee | $91,578 |
EPIC RETIREMENT PLAN SERVICES2+ years Service code 15 · EIN 16-1450952 | Recordkeeping | $4,787 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,912 | $106,028-46.3% | $146,958-61.3% | $77,643-26.7% |
| Participation rate | 67.2% | 78.4%-11.1pp | 82.2%-14.9pp | 70.6%-3.4pp |
| Annual return | 24.34% | 56.73%-32.4pp | 418.34%-394.0pp | 31.24%-6.9pp |
| Employer contribution / active EE | $3,541 | $4,063-12.8% | $4,933-28.2% | $2,726+29.9% |
| Participant deferral / active EE | $6,810 | $7,990-14.8% | $8,070-15.6% | $4,647+46.5% |
| Admin fee / account holder | $379 | $337+12.4% | $12,998-97.1% | $430-11.9% |