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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,008 | $115,814-89.6% | $101,275-88.1% | $158,982-92.4% |
| Participation rate | 57.9% | 79.4%-21.5pp | 75.8%-17.9pp | 82.0%-24.1pp |
| Annual return | 33.37% | 56.16%-22.8pp | 46.48%-13.1pp | 302.99%-269.6pp |
| Employer contribution / active EE | $1,537 | $4,176-63.2% | $3,660-58.0% | $4,763-67.7% |
| Participant deferral / active EE | $2,059 | $4,958-58.5% | $4,371-52.9% | $5,983-65.6% |
| Admin fee / account holder | $59 | $7,249-99.2% | $5,948-99.0% | $11,252-99.5% |