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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,713 | $63,346-68.9% | $92,240-78.6% | $70,126-71.9% |
| Participation rate | 66.7% | 68.7%-2.0pp | 76.5%-9.8pp | 69.5%-2.9pp |
| Annual return | 5.90% | 530.19%-524.3pp | 176.29%-170.4pp | 73.15%-67.2pp |
| Employer contribution / active EE | $0 | $2,471-100.0% | $3,680-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,464 | $2,854-13.7% | $3,897-36.8% | $3,332-26.1% |
| Admin fee / account holder | $272 | $3,841-92.9% | $5,194-94.8% | $4,645-94.1% |