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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,336 | $104,251+55.7% | $91,004+78.4% | $147,586+10.0% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 15.10% | 27.06%-12.0pp | 4.60%+10.5pp | 578.59%-563.5pp |
| Employer contribution / active EE | $8,313 | $3,116+166.8% | $2,456+238.5% | $4,876+70.5% |
| Participant deferral / active EE | $9,271 | $4,195+121.0% | $3,548+161.3% | $5,439+70.5% |
| Admin fee / account holder | $745 | $8,948-91.7% | $5,417-86.2% | $10,886-93.2% |