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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,840 | $100,033-78.2% | $149,716-85.4% | $70,124-68.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 23.75% | 27.43%-3.7pp | 1501.67%-1477.9pp | 73.14%-49.4pp |
| Employer contribution / active EE | $2,180 | $3,661-40.4% | $5,444-60.0% | $2,342-6.9% |
| Participant deferral / active EE | $1,679 | $4,982-66.3% | $6,568-74.4% | $3,332-49.6% |
| Admin fee / account holder | $3,456 | $8,285-58.3% | $11,282-69.4% | $4,645-25.6% |