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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,496 | $150,446-93.7% | $136,297-93.0% | $147,585-93.6% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 5.69% | 1049.14%-1043.5pp | 5156.19%-5150.5pp | 578.58%-572.9pp |
| Employer contribution / active EE | $1,092 | $5,256-79.2% | $4,696-76.7% | $4,876-77.6% |
| Participant deferral / active EE | $2,842 | $6,631-57.1% | $6,247-54.5% | $5,439-47.7% |
| Admin fee / account holder | $3,058 | $10,906-72.0% | $9,244-66.9% | $10,886-71.9% |