Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,031 | $81,870-81.6% | $119,622-87.4% | $68,486-78.1% |
| Participation rate | 48.0% | 71.9%-23.9pp | 79.3%-31.3pp | 67.9%-19.9pp |
| Annual return | -22.98% | -23.82%+0.8pp | -14.98%-8.0pp | -7.85%-15.1pp |
| Employer contribution / active EE | $1,447 | $2,692-46.2% | $4,232-65.8% | $2,597-44.3% |
| Participant deferral / active EE | $1,709 | $4,148-58.8% | $5,601-69.5% | $4,028-57.6% |
| Admin fee / account holder | $1,397 | $6,583-78.8% | $10,328-86.5% | $5,404-74.2% |