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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,229 | $87,834-4.1% | $133,975-37.1% | $62,881+33.9% |
| Participation rate | 95.4% | 83.4%+12.0pp | 87.1%+8.3pp | 69.3%+26.1pp |
| Annual return | 8.55% | 12.05%-3.5pp | 29.29%-20.7pp | 20.14%-11.6pp |
| Employer contribution / active EE | $3,252 | $3,482-6.6% | $5,211-37.6% | $2,281+42.6% |
| Participant deferral / active EE | $5,717 | $4,812+18.8% | $6,282-9.0% | $3,203+78.5% |
| Admin fee / account holder | $4,665 | $5,372-13.2% | $9,324-50.0% | $4,296+8.6% |