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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,060 | $105,856-77.3% | $90,161-73.3% | $147,585-83.7% |
| Participation rate | 95.7% | 79.7%+15.9pp | 76.9%+18.8pp | 82.8%+12.8pp |
| Annual return | 17.36% | 37.63%-20.3pp | 34.89%-17.5pp | 578.58%-561.2pp |
| Employer contribution / active EE | $4,691 | $4,126+13.7% | $3,318+41.4% | $4,876-3.8% |
| Participant deferral / active EE | $3,279 | $5,733-42.8% | $5,287-38.0% | $5,439-39.7% |
| Admin fee / account holder | $1,161 | $8,046-85.6% | $5,943-80.5% | $10,886-89.3% |