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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,256 | $72,071-20.6% | $68,368-16.3% | $137,256-58.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 3.58% | 353.14%-349.6pp | 292.57%-289.0pp | 220.34%-216.8pp |
| Employer contribution / active EE | $13,302 | $2,788+377.1% | $2,649+402.2% | $4,156+220.1% |
| Participant deferral / active EE | $76,273 | $4,410+1629.5% | $4,123+1750.1% | $6,407+1090.5% |
| Admin fee / account holder | $75,265 | $5,336+1310.6% | $5,150+1361.5% | $12,270+513.4% |