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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,069 | $175,259+160.2% | $149,723+204.6% | $139,487+227.0% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 15.15% | 166.82%-151.7pp | 134.50%-119.3pp | 373.84%-358.7pp |
| Employer contribution / active EE | $1,942 | $5,478-64.6% | $4,821-59.7% | $4,755-59.2% |
| Participant deferral / active EE | $8,147 | $6,522+24.9% | $5,682+43.4% | $6,713+21.4% |
| Admin fee / account holder | $18,383 | $16,158+13.8% | $13,215+39.1% | $11,407+61.1% |