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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,355 | $63,346-63.1% | $92,240-74.7% | $70,126-66.7% |
| Participation rate | 83.3% | 68.7%+14.7pp | 76.5%+6.9pp | 69.5%+13.8pp |
| Annual return | 12.29% | 530.19%-517.9pp | 176.29%-164.0pp | 73.15%-60.9pp |
| Employer contribution / active EE | $3,703 | $2,471+49.9% | $3,680+0.6% | $2,343+58.1% |
| Participant deferral / active EE | $1,571 | $2,854-45.0% | $3,897-59.7% | $3,332-52.9% |
| Admin fee / account holder | $1,590 | $3,841-58.6% | $5,194-69.4% | $4,645-65.8% |