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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,549 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,969 | $65,092-12.5% | $143,799-60.4% | $66,938-14.9% |
| Participation rate | 99.0% | 65.2%+33.8pp | 80.3%+18.7pp | 69.8%+29.2pp |
| Annual return | -19.09% | -11.14%-8.0pp | -0.04%-19.0pp | 1.58%-20.7pp |
| Employer contribution / active EE | $4,572 | $2,362+93.6% | $4,952-7.7% | $2,545+79.6% |
| Participant deferral / active EE | $2,656 | $2,920-9.0% | $5,638-52.9% | $4,238-37.3% |
| Admin fee / account holder | $417 | $502-17.0% | $14,677-97.2% | $594-29.7% |