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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,697 | $69,977-39.0% | $108,582-60.7% | $62,881-32.1% |
| Participation rate | 91.4% | 72.9%+18.5pp | 79.6%+11.9pp | 69.3%+22.1pp |
| Annual return | 9.58% | 10.73%-1.1pp | -51.70%+61.3pp | 20.14%-10.6pp |
| Employer contribution / active EE | $0 | $2,135-100.0% | $3,758-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,555 | $3,165-19.3% | $4,311-40.7% | $3,203-20.2% |
| Admin fee / account holder | $2,312 | $5,076-54.5% | $7,645-69.8% | $4,296-46.2% |