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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,135 | $101,795+18.0% | $165,100-27.2% | $80,959+48.4% |
| Participation rate | 96.4% | 71.8%+24.6pp | 78.6%+17.8pp | 67.7%+28.8pp |
| Annual return | 7.34% | 16.73%-9.4pp | 70.21%-62.9pp | 35.67%-28.3pp |
| Employer contribution / active EE | $6,526 | $2,954+120.9% | $4,348+50.1% | $2,757+136.7% |
| Participant deferral / active EE | $5,556 | $4,476+24.1% | $6,035-7.9% | $4,300+29.2% |
| Admin fee / account holder | $9,852 | $8,221+19.8% | $12,696-22.4% | $6,925+42.3% |