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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,882 | $144,130-66.1% | $117,861-58.5% | $147,586-66.9% |
| Participation rate | 85.0% | 83.4%+1.6pp | 79.7%+5.3pp | 82.8%+2.2pp |
| Annual return | 21.33% | 531.20%-509.9pp | 335.11%-313.8pp | 578.59%-557.3pp |
| Employer contribution / active EE | $2,040 | $4,897-58.3% | $3,786-46.1% | $4,876-58.2% |
| Participant deferral / active EE | $3,520 | $5,316-33.8% | $4,482-21.5% | $5,439-35.3% |
| Admin fee / account holder | $2,124 | $10,887-80.5% | $8,021-73.5% | $10,886-80.5% |