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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,215 | $166,131-40.3% | $164,975-39.9% | $145,877-32.0% |
| Participation rate | 77.3% | 82.0%-4.7pp | 78.6%-1.3pp | 80.3%-3.0pp |
| Annual return | 12.69% | 100.37%-87.7pp | 70.12%-57.4pp | 551.28%-538.6pp |
| Employer contribution / active EE | $1,956 | $5,276-62.9% | $4,343-54.9% | $4,663-58.0% |
| Participant deferral / active EE | $2,682 | $6,962-61.5% | $6,033-55.5% | $6,691-59.9% |
| Admin fee / account holder | $6,162 | $16,648-63.0% | $12,688-51.4% | $13,402-54.0% |