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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,984 | $178,174-32.7% | $156,181-23.2% | $137,256-12.6% |
| Participation rate | 70.8% | 82.0%-11.2pp | 78.8%-8.0pp | 80.0%-9.1pp |
| Annual return | 16.69% | 84.19%-67.5pp | 64.87%-48.2pp | 220.34%-203.6pp |
| Employer contribution / active EE | $2,139 | $4,972-57.0% | $4,294-50.2% | $4,156-48.5% |
| Participant deferral / active EE | $2,343 | $6,888-66.0% | $6,132-61.8% | $6,407-63.4% |
| Admin fee / account holder | $473 | $17,404-97.3% | $14,586-96.8% | $12,270-96.1% |