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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,105 | $168,635-88.1% | $147,617-86.4% | $125,389-84.0% |
| Participation rate | 91.7% | 88.8%+2.9pp | 84.6%+7.0pp | 83.2%+8.5pp |
| Annual return | -1.24% | 77.65%-78.9pp | 61.98%-63.2pp | 282.24%-283.5pp |
| Employer contribution / active EE | $1,283 | $6,252-79.5% | $5,564-76.9% | $4,866-73.6% |
| Participant deferral / active EE | $3,213 | $5,507-41.6% | $4,895-34.4% | $5,352-40.0% |
| Admin fee / account holder | $2,231 | $13,580-83.6% | $11,612-80.8% | $9,541-76.6% |