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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,335 | $97,125+36.3% | $86,233+53.5% | $137,256-3.6% |
| Participation rate | 88.9% | 74.2%+14.7pp | 69.0%+19.9pp | 80.0%+8.9pp |
| Annual return | 10.26% | 74.19%-63.9pp | 61.39%-51.1pp | 220.34%-210.1pp |
| Employer contribution / active EE | $2,115 | $2,841-25.6% | $2,504-15.5% | $4,156-49.1% |
| Participant deferral / active EE | $4,940 | $5,180-4.6% | $4,559+8.3% | $6,407-22.9% |
| Admin fee / account holder | $56,027 | $9,725+476.1% | $8,342+571.6% | $12,270+356.6% |