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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,320 | $155,555-65.7% | $146,866-63.7% | $155,188-65.6% |
| Participation rate | 68.2% | 84.0%-15.8pp | 82.5%-14.3pp | 80.8%-12.6pp |
| Annual return | 23.44% | 115.41%-92.0pp | 102.85%-79.4pp | 148.84%-125.4pp |
| Employer contribution / active EE | $1,857 | $4,647-60.0% | $4,425-58.0% | $4,248-56.3% |
| Participant deferral / active EE | $4,573 | $8,044-43.2% | $7,759-41.1% | $6,531-30.0% |
| Admin fee / account holder | $29 | $14,755-99.8% | $13,620-99.8% | $14,480-99.8% |