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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,241 | $99,009+45.7% | $86,581+66.6% | $147,585-2.3% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 12.51% | 1312.70%-1300.2pp | 965.06%-952.5pp | 578.58%-566.1pp |
| Employer contribution / active EE | $4,371 | $3,132+39.6% | $2,840+54.0% | $4,876-10.4% |
| Participant deferral / active EE | $7,460 | $3,972+87.8% | $3,609+106.7% | $5,439+37.2% |
| Admin fee / account holder | $24,039 | $5,709+321.1% | $4,904+390.2% | $10,886+120.8% |