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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,659 | $58,275+180.8% | $81,844+100.0% | $80,935+102.2% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 16.27% | 41.82%-25.5pp | 778.87%-762.6pp | 35.66%-19.4pp |
| Employer contribution / active EE | $4,143 | $2,346+76.6% | $2,916+42.0% | $2,757+50.3% |
| Participant deferral / active EE | $6,886 | $3,285+109.6% | $4,323+59.3% | $4,299+60.2% |
| Admin fee / account holder | $3,802 | $4,749-19.9% | $7,355-48.3% | $6,924-45.1% |