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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,771 | $86,949+14.7% | $102,460-2.6% | $80,959+23.2% |
| Participation rate | 79.4% | 72.4%+7.0pp | 76.5%+2.9pp | 67.7%+11.7pp |
| Annual return | 15.16% | 18.89%-3.7pp | 29.47%-14.3pp | 35.67%-20.5pp |
| Employer contribution / active EE | $1,125 | $2,370-52.5% | $3,025-62.8% | $2,757-59.2% |
| Participant deferral / active EE | $3,260 | $4,121-20.9% | $5,056-35.5% | $4,300-24.2% |
| Admin fee / account holder | $12,229 | $8,048+52.0% | $9,460+29.3% | $6,925+76.6% |